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Bugis Credit Pte Ltd

TYPES OF LOANS

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PERSONAL LOAN

One-fits all close to personal loan package is a major no in our specific circumstance. Our group works connected at the hip with you to give you an appropriate personal loan package.

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PAYDAY LOAN

A payday loan is a remarkable kind of advance made to provide food the necessities in critical conditions. 

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MONTHLY LOAN

We give full chance to teach you about our monthly loan when you connect with us. 

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BUSINESS LOAN

Our business loan gives monetary help to your future or existing organization. 

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FOREIGNER LOAN

Foreigner loan is altered to take into account outsiders remaining in Singapore.

ABOUT

Bugis Credit Pte Ltd (Formerly Known As Symbolic Pte Ltd) is established in year 2007, with a noteworthy objective to stretch out their help to all individuals who seriously need some assistance. 

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While a large number of Bugis Credit's rivals travel every which way consistently, we remain solid in spite of the negative disgrace to moneylending industry. 

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Our Director Billy Kong; who adjusted its moneylending comfort to the Singapore government's aims and answer to call for monetary help with sympathy, empathy and extraordinary client benefits that made Bugis Credit well known and a commonly recognized name. We are made out of devoted staff that runs the additional miles for the improvement of one's budgetary life. 

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We render money related help like late Visa bills, unfulfilled dreams, new home with new redesigns, instruction expenses, and such. We tune in to comprehend your circumstance and match you with the privilege monetary answers for get you in a good place again. 

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Bugis Credit's accentuation on diligent work, great group, and generosity denotes an excellent stamp on what moneylending ought to be. To expect to go past or more to serve the necessities of others, helping individual dreams who try for change materialize and have the fortitude and assurance to finish.

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ABOUT

Can You Get Lower Interest Rate After Locking

A fixed or secured interest rate on a mortgage loan means that your interest rate will not change between the offer and closing, as long as you close on time and do not change your application.

Loan company mortgage rates can change daily and sometimes hourly. If you have a fixed or insured interest rate, you won't change before closing, as long as you close on time and don't change your application. Rates are usually set for 30, 45 or 60 days, and sometimes longer.

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There may be some disadvantage in setting the fee. Extensions can be expensive if your transaction needs more time. And fixing the rate may prevent you from getting a lower interest rate if rates go down after you get your loan offer.

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Some lenders like Bugis Credit may fix your rate routinely when they issue a loan estimate, while others may not.If your interest rate is fixed or secured, it may change if your application changes, including the amount of the loan, your credit score or your demonstrated income.

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Here are some common reasons why your interest rate may vary, even if it has been set:

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  • You decided to change the type of loan you are applying for or the amount of your down payment.

  • The appraisal of the home you want to buy turned out to be higher or lower than expected.

  • Your credit score has changed, for example, because you applied for or got a new loan, or because you missed a loan or credit card payment.

  • Your lender could not document your income from overtime, bonuses or other income.

  • Rate-setting policies vary by the loan company.

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To avoid surprises, ask:

  1. What will happen if I apply for a fixed rate today?

  2. How long does this loan estimate provide to keep the rate fixed?

  3. Is there a shorter or longer-term available in which a rate can remain fixed, and what is the cost?

  4. What happens if the closing is delayed and the period of time during which my rate remains fixed expires?

  5. If I apply for my fixed rate; are there still conditions that could influence my rate to change?

  6. What happens if I set my interest rate and rates go down?

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Make sure your interest rate fixing agreement is long enough to give you time to close your loan. If you are concerned that this term may be too short, ask your lender if you can change it now for a longer-term.

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Tip: Your loan estimate will tell you whether or not your rate is fixed, but it won't give you information about how much it would cost to extend the term that the rate will remain fixed, how much you'll have to pay for the specific term during which the rate will remain fixed, or whether you could pay more or less for a different term. You should ask for more information about these details.

CONTACT

Contact Us:

470 North Bridge Road
#02-12 Bugis Cube
Singapore 188735

 

hello@bugiscredit.sg

Tel: +65 6345 9123

CONTACT
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